No Merchant Fees. No Surprises. Just Simple Finance Solutions.

Keep 100% of your revenue, while helping patients say yes!

At One Finance Australia, we partner with dental clinics to increase case acceptance and cashflow, without eating into your profits.

There are no merchant fees, no admin charges, and no setup costs.

When cost is a barrier, patients hesitate. That hesitation can mean lost revenue and missed treatment opportunities. Our flexible finance solution removes those barriers — helping your patients say yes, and getting you paid upfront.

What Makes One Finance Different?

ZERO MERCHANT FEES

You keep 100% of your treatment revenue, we don’t take a cut. No setup or admin fees either.

WE COMPLIMENT YOUR EXISTING FINANCE OFFERING

We're not here to replace your existing finance provider, just give patients more choice and flexibility.

BOOST CASE ACCEPTANCE

Affordable weekly payments make it easier for patients to say yes to treatment

FAST APPROVALS

With over 40 lenders, we can get patients approved in as little as 24 hours.

COMMISSION ON EVERY APPROVED APPLICATION

You earn revenue, even when patients finance, plus bonuses for volume.

How it works in 3 simple steps

1. Patient Applies

2. One Finance Team Follows Up (in 2–30 mins) We contact the patient to finalise their application and match them with a lender.

3. Loan Is Finalised — You Get Paid Once approved, the patient selects their lender. We handle the paperwork. You receive upfront payment.

What is the cost to the patient?

We work with over 40 lenders, giving us flexibility to support a wide range of credit profiles from excellent to fair. We specialise in patients that have been declined previously with a high approval rate on these cases.

Indicative weekly repayments

Repayments are estimates and may be lower depending on the applicant’s credit profile.

Patients can estimate their loan repayments (excluding fees) using our loan calculator available on our application page.

* Credit assessments take into consideration a range of factors, in addition to the customer's credit score to determine a holistic view of an applicant's financial situation.

Ready to help more patients say yes?

We’re passionate about working with dental professionals and have taken the time to understand the gaps in traditional patient finance models. Whether you’re offering major treatments or cosmetic enhancements, our flexible funding options empower your patients while increasing your practice’s profitability, without added stress or risk.

Let’s work together to unlock growth for your practice.
Book a 30-minute intro call or visit our dedicated Dental Partner page to download a copy of our Partnering for Growth eBook, we’d love to show you what’s possible.

Want to learn more? Visit our dedicated Dental Partners Page



Partnerships Team | One Finance Australia
mel@onefinanceaustralia.com | 1300 536 159 | 0400 974 805
www.onefinanceaustralia.com

Australian Credit License 546447.
ACN 664 898 846. ABN 69 664 898 846.


One Finance Australia
Suite 1, Level 19/10 Eagle Street, Brisbane, QLD, 4000, Australia



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